HOW IT WORKS

Four steps to plan-aligned spending.

Add income, assign it to commitments, set the rules, and spend from the plan — not from one undivided balance.

Add your income.

Move money in from any source: salary, freelance payment, business revenue, allowance. It's held by a licensed banking partner, not by us.

Create your plan.

List your commitments: rent, food, transport, tithe, family, savings, fun. Each one becomes its own envelope with a specific amount.

Set the rules.

Decide when each envelope opens: daily, weekly, on a specific date, or only when you manually unlock it. You control the rhythm.

Spend from the plan.

Every purchase comes from a specific envelope. Lunch from food, tithe from tithe, transport from transport. When one is empty, the rest are untouched.

Then your plan runs itself

Once set, every envelope opens on schedule. No maths, no reminders, no willpower.

Set it once. Your week on a clock

Mon

7:00amTransport

11:00amLunch

Tue

7:00amTransport

Wed

7:00amTransport

11:00amLunch

6:30pmOffering

Thu

7:00amTransport

Fri

7:00amTransport

11:00amLunch

6:00pmDate

Sat

9:00amParents

Sun

8:00amTithe

Each envelope opens on its own. When today's money is spent, tomorrow's is already scheduled.