FEATURES

Features built for real money pressure.

Plan into smart envelopes, protect essentials, and spend on the conditions you set.

One envelope per real commitment: Monday lunch, tithe, mum, rent, Friday date. Each holds real money, kept separate.

Each envelope opens on a set day and time: transport 7am weekdays, offering 8am Sunday, parents 9am Saturday. Your week runs on a clock.

On payday, rent, tithe, parents and savings are filled first. Whatever's left is flex money you can spend without guilt.

Lock high-stakes envelopes like rent and tithe so you can't raid them; let soft ones release on schedule. You set the strictness.

Pay data, electricity, DStv and airtime from the envelope that owns each bill. Bill money never comes from lunch money.

See what's in every envelope right now: released, locked, or coming. Not one confusing balance.

See where money went by life category. Not "47 transactions in May" but "Lunch ₦18K, Tithe ₦8K, Mum ₦20K, Date ₦12K." Receipts that match your life.

Tell it about an unusual week, like a wedding or school fees, and it adjusts your envelopes without breaking the rest.

Essentials come first, always

The rule behind every envelope: your non-negotiables are funded on payday, before flex money exists.

Payday, in the right order

Salary lands

1 · Essentials funded first

2 · The rest is yours

Flex money, spend without guilt

Rent, tithe, family and savings are filled before flex money exists. No willpower required.