About wisemonie
A personal finance app that aligns your financial plans with your actual spending.
Our Core Purpose
Wisemonie closes the gap between what you planned for your money and what actually happens to it. Using envelopes, automation, and spending rules, every naira is assigned to a purpose before it's spent.
Why we built it
Everyone makes a plan on payday. Almost no one sticks to it — not because of discipline, but because nothing in a regular bank account enforces the plan. Wisemonie provides that missing structure.
Registration, planning, and transactions all happen inside the wisemonie mobile app.
Important Disclosure
wisemonie is not a bank or financial institution. Payments and transfers in the app are processed by licensed third-party providers and partner institutions. Wisemonie does not hold or store customer funds.